FDIC-Insured - Backed by the full faith and credit of the U.S. GovernmentBusiness Accounts
At 1st Security Bank, we offer an account specifically for businesses. Whether you’re a big business or just starting out, we have an account just for you.
All Checking Accounts have access to Online Banking, Mobile Banking, and Electronic Statements. Opening an account is easy, just stop on by at 1st Security Bank at 401 Main St in Roundup and we will assist you in opening your account.
Premiere Business Checking
This account is not a consumer account to which Truth in savings applies.
No per-deposit item charge ever.
Minimum balance to open the account: You must deposit $500 to open this account.
Minimum balance to avoid imposition of fees: A monthly service charge fee of $5 will be imposed every statement cycle if the balance in the account falls below $500 any day of the statement cycle.
Fees: A per-item fee of $.30 will be charged for each debit transaction (withdrawal, check paid, automatic transfer, or payment out of this account).
This fee will apply if the daily balance falls below $500.
Business Debit Cards
You can use your debit card to make purchases straight from your checking account. Instead of writing a check for your purchases, present your debit card anywhere Visa Debit Cards are accepted.
The merchant will handle it like any other Visa transaction! Plus, you will receive a receipt at the time of purchase and a detailed record on your monthly checking statement for record keeping.
Debit cards can be issued for all personal and business checking accounts. Customers may be subject to credit approval before a debit card is issued.
Our debit card is convenient for telephone, internet, or mail order purchases.
Just remember, no matter how you use your debit card, you must log the amount in your checkbook just as you would if you were writing a check or conducting an ATM transaction. Your 1st Security Bank debit card also serves as your ATM card. You can use your debit card for ATM transactions at 1st Security Bank at 401 Main St. Roundup, MT, at no cost to you.
Need to update your contact information? Contact us at (406) 323-1100 or email us at cs@1stsecurityroundup.com.
BEFORE YOU TRAVEL
Help protect your account by notifying the bank before you travel. To avoid disruption of your debit card use, please let us know the dates and locations of your travel so we can better monitor debit card activity on your account. Contact us at (406) 323-1100 or email us at cs@1stsecruityroundup.com.
REPORT LOST/STOLEN CARD
Don’t let someone have access to your hard-earned funds! If you have downloaded our CardValet app, you can track purchases, and even turn your debit card off yourself!
If your card has been lost or stolen, please call (406) 323-1100 or email us at cs@1stsecurityroundup.com as soon as possible.
Business Credit Cards
Life is easier when things fit. How about a credit card that fits, too? Credit cards can be great tools for bringing convenience, value, and financial security to your everyday.
The merchant will handle it like any other card transaction! Plus, you will receive a receipt at the time of purchase and a detailed record on your monthly statement for record keeping.
See the card application's Important Disclosures for current terms, rates, and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.
Need to update your contact information? Contact us at (406) 323-1100 or email us at cs@1stsecurityroundup.com.
Business Savings Accounts
We offer several options to help you meet your savings goals. Open an account with us and see the difference in quality and customer service from your local community bank!
All Savings Accounts have access to Online Banking, Mobile Banking, and Electronic Statements. Opening an account is easy, just stop on by at 1st Security Bank at 401 Main St in Roundup and we will assist you in opening your account.
Regular Savings Account
Rate Information: Your interest rate and annual percentage yield may change.
Frequency of rate changes: We may change the interest rate on your account at any time.
Determination of rate: At our discretion, we may change the interest rate on your account.
Compounding and crediting frequency: Interest will be compounded every quarter. Interest will be credited to your account every quarter.
Minimum balance to open the account: You deposit $50 to open this account.
Minimum balance to avoid imposition of fees: A maintenance fee of $2.50 will be imposed every quarter if the balance in the account falls below $50 on the last day of the quarter.
Daily balance computation method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Accrual of interest on noncash deposits: Interest begins to accrue on the first business day after the banking day you deposit noncash items (for example, checks).
Transaction limitations: Transfers from a Regular Savings Account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per month with no transfers by check, draft, debit card, or similar order to third parties. You will get a semiannual statement from us for your savings accounts until you first access your account by electronic fund transfer; thereafter, you will receive a monthly statement.
Money Market Account
Rate Information: Your interest rate and annual percentage yield may change.
Frequency of rate changes: We may change the interest rate on your account at any time.
Determination of rate: At our discretion, we may change the interest rate on your account.
Compounding and crediting frequency: Interest will be compounded every month. Interest will be credited to your account every month.
Minimum balance to avoid imposition of fees: A service charge fee of $6 will be imposed each monthly statement cycle if the balance in the account falls below $1,000 any day of the monthly statement cycle.
Daily balance computation method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Accrual of interest on non-cash deposits: Interest begins to accrue on the first business day after the banking day you deposit non-cash items (for example, checks).
Transaction limitations: Transfers from a Money Market Account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per month by check, draft, debit card, or similar order to third parties.
Fees: A per excess item fee of $6 will be charged if you exceed the above limitations.
Certificates of Deposit (CD)
Looking for another way to save? Investing in Certificates of Deposit (CD) is an excellent way to maximize your return and set specific savings goals. 1st Security Bank offers various terms for CDs and pays a fixed interest rate based on the current market. Call us at (406) 323-1100 for rates.