Loan Solutions

 

Loan Services

We offer several loan products to meet your needs.

AGRICULTURE LOANS


At 1st Security Bank we understand agriculture. Our loan officers are experienced in farming and ranching, and understand the important role Ag credit plays in your operation. Because of our knowledge of the area, we can make local credit decisions in house and respond quickly to your financing needs.

Come visit with a loan officer today! Just stop on by at 1st Security Bank at 401 Main St in Roundup or give us a call at (406) 323-1100.

OPERATING

Our operating loans are convenient lines of credit providing immediate access for working capital needs.

REAL ESTATE

When it’s time to finance or refinance property, land improvements, buildings and facilities, we have the tools and expertise to develop a financial plan that compliments your operation and its goals.

LIVESTOCK & EQUIPMENT

Our customized and affordable financing allows you to purchase livestock, feed, supplies and machinery when the time is right for you.

FSA & SUBORDINIATION LOANS

We work with several outside sources to help with your Ag credit needs. Whether it’s buying livestock or purchasing real estate. We offer a variety of options to help secure funding for your Ag needs. If you have a need, give us a call and we will see if we can find a way to help you make your Ag dreams come true.

*Loans are subject to credit approval. Some restrictions and loan fees may apply.

Loan Application

PERSONAL FINANCIAL STATEMENT (PFS), BUDGET, & MACHINERY SCHEDULE

Lenders want to know about the financial position of your business and the personal financial profile of the business owners. We’re pleased to provide you with the personal financial statement form used by 1st Security Bank.

These forms outline all of the information that conventional lenders will want to know about your personal finances, from a description of your assets and liabilities to identification of your sources of income. With this form, you can get a good idea of what lenders are looking for, how your financial profile will appear to them, and the importance of carefully completing such a form before submitting it to a lender.

Agriculture Financial
Agriculture Budget
Agriculture Machinery

PERSONAL LOANS


At 1st Security Bank we understand that money doesn’t grow on trees. Sometimes, you need a loan to achieve the things that you want. We’re proud to offer a number of personal loan options to help you live your life the way you want.

Personal loans* can be used for a variety of purposes, including home improvements, medical expenses, vehicle repairs, debt consolidation, and planned expenses. Come visit with a loan officer today! Just stop on by at 1st Security Bank at 401 Main St in Roundup or give us a call at (406) 323-1100.

*Loans are subject to approval

AUTO & RECREATION LOANS

Let us help put you in the driver’s seat of the new or used car, van, or truck that has caught your eye! Enjoy our country’s majestic landscapes first-hand with an RV or camper. Ride the waves in style with a boat loan. Take your toys to the mountains to ride some of Montana’s finest trails.

1st Security Bank can help you meet your goals with a convenient payment plan that’s right for you*. Stop on in and apply today!

*Loans are subject to approval

MORTGAGE

Whether you are buying, building or refinancing a home, it is one to the biggest decisions you will ever make. 1st Security Bank of Roundup knows how to put your dream home within reach. We can tailor a financing package to fit your needs and circumstances. We offer secondary market financing through Crescent Mortgage. Let 1st Security Bank of Roundup walk you through the process to achieve your goal of buying, building or refinancing your home. Click here to check if you pre-qualify today!

*Loans are subject to credit approval. Some restrictions and loan fees may apply.

DEBT CONSOLIDATION

With a debt consolidation loan*, you can combine higher interest rate debt or several payments into one convenient payment. Plus, the chances are your new monthly payment will be less than the total of your current individual payments. That way, you have a chance to pay down your debts faster!

How can you pay down your debt faster?
Generally, if you have higher interest rate debt and combine it into a debt consolidation loan you may save money each month and set a term to pay off the debt. Plus, if you take the money you save and just apply it to your consolidation loan (especially if you have budgeted for that amount), you will reduce your debt even faster!

Visit with one of 1st Security Bank’s loan officers to discuss how a debt consolidation loan can help you pay down your debt.

*Loans are subject to credit approval. Some restrictions and loan fees may apply.

SHORT TERM SIGNATURE LOANS

Sometimes things happen that you weren’t prepared for and 1st Security Bank is here to help. If you need money for an expense that you can’t afford today, we will help you look at options to help you get back to where you want to be. A short-term signature loan often has better interest rates than credit cards which will often help you save money.

Visit with one of 1st Security Bank’s loan officers to discuss how a short term signature loan can help you pay down your debt.*

*Loans are subject to credit approval. Some restrictions and loan fees may apply.

Loan Application

BUSINESS LOANS


Our loan officers work with you to identify better financial solutions for your business. Loans are available for business start-ups, expansion, acquisitions, consolidation and debt refinance. Because of our ability to make in house credit decisions, we respond quickly to your financial needs.

Business loans* can be used for a variety of purposes, and we’re here to answer all of your business questions. Come visit with a loan officer today! Just stop on by at 1st Security Bank at 401 Main St in Roundup or give us a call at (406) 323-1100.

*Loans are subject to approval

COMMERCIAL LOANS

Commercial loans* are available for almost any business purpose, including starting a new business, operating or expanding an existing business, or running a large corporation.

Loans to businesses are made on short-term basis for operating requirements and investment purposes. Longer-term loans are available for equipment and machinery acquisition or capital improvements.

*Loans are subject to credit approval. Some restrictions and loan fees may apply.

LETTERS OF CREDIT

1st Security Bank provides letters of credit* for your special requirements. Standby letters of credit are issued to guarantee performance, provide bonding for a bid, or ensure invoice payment.

*Loans are subject to credit approval. Some restrictions and loan fees may apply.

REAL ESTATE

When it’s time to finance or refinance property, land improvements, buildings and facilities, we have the tools and expertise to develop a financial plan that compliments your operation and its goals.

*Loans are subject to credit approval. Some restrictions and loan fees may apply.

Loan Application

Financial Calculators

We’ve put together some of the most popular calculators to help answer your most common questions. If you have any specific questions, feel free to meet with one of our experienced personal bankers. Just stop on by at 1st Security Bank at 401 Main St in Roundup or give us a call at (406) 323-1100.

Click the button below to view the calculators that we have to offer!

Financial Calculators

 

 

 

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